Unlike a prequalification, the Service First Certified Buyer Program has been fully approved and is only subject to a purchase agreement, appraisal, and collateral review.
This increases the likelihood of your offer being accepted and being able to compete with cash offers by submitting an offer with NO FINANCE CONTINGENCY*.
Feel free to reach out to your Loan Officer with any questions.
In order to move forward, please pay your one-time preapproval commitment deposit below.
Please reach out to your Loan Officer if you prefer to pay by personal check. Please note paying by personal check will add 5 business days.
*19 calendar days excludes National Holidays. Available only for FHA, Conventional, and VA purchase transactions. The property being purchased must satisfy all underwriting requirements including condition, appraised value, and insurability. Loan is also subject to satisfactory Title and Survey. Borrower must provide all documents for credit and income approval (all income, assets, etc. received before offer is accepted); No changes in the Purchase contract after submission of conditions for clear to close; seller cooperates with scheduling the appraisal inspection without any delays and appraisal is at the value and not subject to repairs; no condominiums, rural or unique property types, including manufactured homes, borrower must submit all requested documentation within 24 hours of requested time (including HOI). Delays in services provided by third-parties excluded. Offer null and void if either the seller or borrower extend the closing date, the closing does not occur on the contract closing date due to events outside the control of SFMC, LP including inclement weather, natural disaster, or other catastrophic events.
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